:root{--navy:#013668;--navy-d:#012a52;--navy-xd:#001d3a;--slate:#5d6b7a;--slate-l:#8b98a6;
--gold:#c07d17;--gold-d:#a2690f;--cream:#f5f7fa;--line:#e3e9ef;--ink:#1c2732;--radius:10px;
--shadow:0 6px 24px rgba(1,42,82,.10);--shadow-lg:0 14px 44px rgba(1,42,82,.16);
--font-h:'Libre Franklin',system-ui,sans-serif;--font-b:'Inter',system-ui,sans-serif;--max:1180px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
html,body{overflow-x:clip}
body{font-family:var(--font-b);color:var(--ink);line-height:1.65;font-size:16.5px;background:#fff}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none}
h1,h2,h3,h4{font-family:var(--font-h);color:var(--navy);line-height:1.15;font-weight:800;letter-spacing:-.015em}
h1{font-size:clamp(2rem,4.4vw,3.15rem)}
h2{font-size:clamp(1.6rem,3vw,2.3rem)}
h3{font-size:1.22rem;font-weight:700}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
section{padding:74px 0}
.kicker{display:block;font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:12px}
.lead{font-size:1.13rem;color:var(--slate);max-width:760px;margin-top:14px}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}
/* buttons */
.btn{display:inline-block;font-family:var(--font-h);font-weight:700;font-size:1rem;border-radius:8px;
padding:15px 30px;transition:.18s;cursor:pointer;border:2px solid transparent;text-align:center}
.btn-gold{background:var(--gold);color:#fff}
.btn-gold:hover{background:var(--gold-d);transform:translateY(-1px)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-d)}
.btn-ghost{border-color:#fff;color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-outline{border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
/* utility bar */
.util{background:var(--navy-xd);color:#cfdae6;font-size:.85rem}
.util .wrap{display:flex;justify-content:space-between;align-items:center;min-height:40px;gap:12px}
.util a{color:#cfdae6;font-weight:600;padding:4px 0}
.util a:hover{color:#fff}
.util .ulinks{display:flex;gap:20px;flex-wrap:wrap}
.util .ucontact{display:flex;gap:20px}
.util .ucontact a strong{color:#fff}
/* header */
header{background:#fff;position:sticky;top:0;z-index:60;box-shadow:0 2px 14px rgba(1,42,82,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:18px}
.nav .logo img{height:52px;width:auto}
.nav ul{display:flex;list-style:none;gap:4px;align-items:center}
.nav ul a{font-family:var(--font-h);font-weight:600;font-size:.95rem;padding:10px 12px;border-radius:6px;display:block}
.nav ul a:hover{background:var(--cream)}
.nav .cta{margin-left:8px}
.nav .cta .btn{padding:12px 20px;font-size:.92rem}
/* dropdown */
.has-dd{position:relative}
.has-dd>a::after{content:" \25BE";font-size:.7em;color:var(--slate-l)}
.dd{position:absolute;top:100%;left:0;background:#fff;min-width:250px;border:1px solid var(--line);
border-radius:10px;box-shadow:var(--shadow-lg);padding:8px;display:none;z-index:70}
.has-dd:hover .dd,.has-dd:focus-within .dd{display:block}
.dd a{font-weight:500!important;font-size:.92rem!important;padding:9px 12px!important}
/* mobile nav */
.burger{display:none;background:none;border:0;cursor:pointer;padding:8px}
.burger span{display:block;width:26px;height:3px;background:var(--navy);margin:5px 0;border-radius:2px;transition:.2s}
/* hero */
.hero{position:relative;color:#fff;overflow:hidden;background:var(--navy-xd)}
.hero .bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.34}
.hero .scrim{position:absolute;inset:0;background:linear-gradient(100deg,rgba(0,29,58,.94) 34%,rgba(1,54,104,.55) 70%,rgba(1,54,104,.25))}
.hero .wrap{position:relative;padding-top:92px;padding-bottom:92px;max-width:var(--max)}
.hero h1{color:#fff;max-width:730px}
.hero p.sub{font-size:1.16rem;color:#dbe5ef;max-width:640px;margin-top:20px}
.hero .proof{margin-top:34px;display:flex;gap:26px;flex-wrap:wrap;color:#b9c8d8;font-size:.9rem;align-items:center}
.hero .proof img{height:30px;width:auto;opacity:.85}
/* cards */
.grid{display:grid;gap:26px;margin-top:44px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.card h3{margin-bottom:10px}
.card p{color:var(--slate);font-size:.97rem}
.card .ic{width:48px;height:48px;border-radius:10px;background:var(--cream);display:flex;align-items:center;
justify-content:center;margin-bottom:18px;color:var(--navy)}
.card .ic svg{width:26px;height:26px}
.card a.more{font-weight:700;font-size:.92rem;display:inline-block;margin-top:12px}
/* alt section */
.alt{background:var(--cream)}
.navy-sec{background:linear-gradient(120deg,var(--navy-xd),var(--navy));color:#fff}
.navy-sec h2,.navy-sec h3{color:#fff}
.navy-sec p{color:#c9d6e3}
.navy-sec .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);box-shadow:none}
.navy-sec .card p{color:#c9d6e3}
.navy-sec .card h3{color:#fff}
.navy-sec .card .ic{background:rgba(255,255,255,.1);color:var(--gold)}
/* split */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;margin-top:20px}
.split img{border-radius:var(--radius);box-shadow:var(--shadow-lg);width:100%;height:100%;object-fit:cover;max-height:440px}
.checks{list-style:none;margin-top:20px}
.checks li{padding:7px 0 7px 34px;position:relative;color:var(--ink)}
.checks li::before{content:"";position:absolute;left:0;top:12px;width:20px;height:20px;border-radius:50%;
background:var(--gold);mask:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path fill="black" d="M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z"/></svg>') center/contain no-repeat;
-webkit-mask:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path fill="black" d="M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z"/></svg>') center/contain no-repeat}
/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(5,1fr);gap:20px;margin-top:44px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;position:relative}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);font-family:var(--font-h);
font-weight:900;font-size:1.9rem;color:var(--gold);display:block;margin-bottom:10px}
.step h3{font-size:1.02rem;color:var(--navy)!important}
.step p{font-size:.88rem;color:var(--slate)}
/* testimonials */
.t-card{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--radius);
padding:28px;box-shadow:var(--shadow)}
.t-card p{font-size:.99rem;color:var(--ink);font-style:italic}
.t-card .who{margin-top:16px;font-style:normal;font-weight:700;color:var(--navy);font-size:.9rem}
.t-card .who span{display:block;font-weight:500;color:var(--slate-l);font-size:.8rem}
.stars{color:var(--gold);letter-spacing:2px;margin-bottom:10px;font-size:.95rem}
/* FAQ */
.faq{max-width:840px;margin:40px auto 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:12px;box-shadow:var(--shadow)}
.faq summary{cursor:pointer;padding:20px 24px;font-family:var(--font-h);font-weight:700;color:var(--navy);
list-style:none;position:relative;padding-right:52px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);
font-size:1.5rem;color:var(--gold);font-weight:400}
.faq details[open] summary::after{content:"\2212"}
.faq .a{padding:0 24px 22px;color:var(--slate)}
/* forms */
.form{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-lg);padding:36px}
.form h3{margin-bottom:6px}
.form .fnote{font-size:.85rem;color:var(--slate-l);margin-bottom:20px}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.fgroup{margin-bottom:16px}
.fgroup label{display:block;font-weight:600;font-size:.88rem;margin-bottom:6px;color:var(--navy)}
.fgroup label .req{color:#c0392b}
.fgroup input,.fgroup select,.fgroup textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line);
border-radius:8px;font-family:var(--font-b);font-size:.97rem;background:#fff;color:var(--ink)}
.fgroup input:focus,.fgroup select:focus,.fgroup textarea:focus{outline:3px solid rgba(192,125,23,.35);border-color:var(--gold)}
.fgroup .err{display:none;color:#c0392b;font-size:.82rem;margin-top:5px}
.fgroup.invalid input,.fgroup.invalid select{border-color:#c0392b}
.fgroup.invalid .err{display:block}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.83rem;color:var(--slate);margin-bottom:14px}
.consent input{width:18px;height:18px;margin-top:2px;flex:none}
.form .privacy{font-size:.8rem;color:var(--slate-l);margin-top:14px}
.form-status{display:none;padding:14px 16px;border-radius:8px;margin-top:16px;font-size:.93rem}
.form-status.ok{display:block;background:#e8f5ec;color:#1e6b3a;border:1px solid #b9dfc6}
.form-status.fail{display:block;background:#fdecea;color:#a33025;border:1px solid #f2c4be}
/* CTA band */
.cta-band{background:linear-gradient(115deg,var(--navy-xd),var(--navy) 60%,#0a4a86);color:#fff;text-align:center}
.cta-band h2{color:#fff}
.cta-band p{color:#c9d6e3;max-width:640px;margin:14px auto 0}
.cta-band .btn-row{justify-content:center}
/* video placeholder */
.video-ph{position:relative;border-radius:14px;overflow:hidden;box-shadow:var(--shadow-lg);aspect-ratio:16/9;
background:linear-gradient(120deg,var(--navy-xd),var(--navy));display:flex;align-items:center;justify-content:center;flex-direction:column;gap:18px}
.video-ph img.thumb{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.35}
.video-ph .play{position:relative;width:84px;height:84px;border-radius:50%;background:var(--gold);display:flex;
align-items:center;justify-content:center;box-shadow:0 8px 30px rgba(0,0,0,.35)}
.video-ph .play svg{width:34px;height:34px;fill:#fff;margin-left:5px}
.video-ph .cap{position:relative;color:#dbe5ef;font-family:var(--font-h);font-weight:600}
/* clickable cards */
.card[data-href]{cursor:pointer;transition:.18s}
.card[data-href]:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--gold)}
/* hero form */
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center;position:relative}
.hero-form{background:#fff;border-radius:14px;box-shadow:0 20px 60px rgba(0,0,0,.35);padding:30px;color:var(--ink)}
.hero-form h3{color:var(--navy);margin-bottom:4px;font-size:1.3rem}
.hero-form .fnote{font-size:.83rem;color:var(--slate-l);margin-bottom:14px}
.hero-form .fgroup{margin-bottom:11px}
.hero-form input,.hero-form select{padding:11px 13px}
.hero-form .consent{font-size:.74rem;margin-bottom:8px;line-height:1.45}
.hero-form .privacy{margin-top:10px;font-size:.74rem}
@media(max-width:980px){.hero-grid{grid-template-columns:1fr;gap:40px}}
/* article layout */
.art-grid{display:grid;grid-template-columns:1fr 300px;gap:56px;align-items:start;margin-top:10px}
.art-side{position:sticky;top:100px}
.art-side .card{padding:22px}
.art-side h3{font-size:1rem;margin-bottom:10px}
.art-side ul{list-style:none}
.art-side li{margin-bottom:8px;font-size:.9rem}
.art-side .cta-mini{background:linear-gradient(120deg,var(--navy-xd),var(--navy));color:#fff;border:0;margin-top:18px}
.art-side .cta-mini h3{color:#fff}
.art-side .cta-mini p{color:#c9d6e3;font-size:.87rem}
.content-hero{width:100%;max-height:340px;object-fit:cover;border-radius:14px;box-shadow:var(--shadow-lg);margin-bottom:30px}
.prose .callout{background:var(--cream);border-left:4px solid var(--gold);border-radius:8px;padding:18px 22px;margin:24px 0}
.prose .callout p{margin:0}
.meta-line{color:var(--slate-l);font-size:.85rem;margin-bottom:6px}
@media(max-width:980px){.art-grid{grid-template-columns:1fr}.art-side{position:static}}
/* breadcrumbs */
.crumbs{background:var(--cream);border-bottom:1px solid var(--line);font-size:.83rem;padding:12px 0}
.crumbs ol{list-style:none;display:flex;gap:8px;flex-wrap:wrap}
.crumbs li+li::before{content:"\203A";margin-right:8px;color:var(--slate-l)}
.crumbs a{color:var(--slate)}
.crumbs .cur{color:var(--navy);font-weight:600}
/* page hero */
.phero{background:linear-gradient(115deg,var(--navy-xd),var(--navy));color:#fff;padding:64px 0}
.phero h1{color:#fff;max-width:820px}
.phero p{color:#c9d6e3;max-width:720px;margin-top:14px;font-size:1.1rem}
/* prose */
.prose{max-width:820px}
.prose h2{margin-top:44px;margin-bottom:14px}
.prose h3{margin-top:28px;margin-bottom:10px}
.prose p{margin-bottom:16px;color:#33404d}
.prose ul,.prose ol{margin:0 0 18px 22px;color:#33404d}
.prose li{margin-bottom:8px}
/* footer */
footer{background:var(--navy-xd);color:#a9bccd;font-size:.9rem}
footer .top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:44px;padding:64px 0 44px}
footer img.flogo{height:64px;width:auto;margin-bottom:18px}
footer h4{color:#fff;font-size:.95rem;margin-bottom:16px;letter-spacing:.06em;text-transform:uppercase}
footer ul{list-style:none}
footer li{margin-bottom:9px}
footer a{color:#a9bccd}
footer a:hover{color:#fff}
footer .legal{border-top:1px solid rgba(255,255,255,.12);padding:22px 0;font-size:.8rem;color:#7d92a6}
footer .legal .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
footer .badges img{height:34px;width:auto;opacity:.8;margin-top:16px}
/* misc */
.pill{display:inline-block;background:rgba(192,125,23,.14);color:var(--gold-d);font-weight:700;font-size:.8rem;
padding:5px 13px;border-radius:99px;margin-bottom:14px}
.area-links{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}
.area-links a{background:#fff;border:1px solid var(--line);padding:9px 18px;border-radius:99px;font-weight:600;font-size:.9rem}
.area-links a:hover{border-color:var(--gold);color:var(--gold-d)}
.sticky-cta{display:none}
@media(max-width:980px){
 .g3,.g4{grid-template-columns:repeat(2,1fr)}
 .steps{grid-template-columns:repeat(2,1fr)}
 .split{grid-template-columns:1fr;gap:30px}
 footer .top{grid-template-columns:1fr 1fr;gap:30px}
 .nav ul.menu{position:fixed;inset:76px 0 0 0;background:#fff;flex-direction:column;align-items:stretch;
  padding:20px;gap:2px;overflow:auto;display:none;z-index:55}
 .nav ul.menu.open{display:flex}
 .nav ul.menu>li>a{padding:14px 10px;font-size:1.05rem;border-bottom:1px solid var(--line)}
 .dd{position:static;display:block;border:0;box-shadow:none;padding:0 0 0 16px}
 .has-dd>a::after{content:""}
 .nav{position:relative;justify-content:flex-start}
 .burger{display:block;position:absolute;right:14px;top:50%;transform:translateY(-50%)}
 .nav .cta{display:none}
 .util .ulinks{display:none}
 .sticky-cta{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:50;box-shadow:0 -4px 18px rgba(0,0,0,.15)}
 .sticky-cta a{flex:1;text-align:center;padding:15px 8px;font-family:var(--font-h);font-weight:700;font-size:.95rem}
 .sticky-cta .call{background:var(--navy);color:#fff}
 .sticky-cta .analysis{background:var(--gold);color:#fff}
 body{padding-bottom:52px}
}
@media(max-width:600px){
 .g2,.g3,.g4{grid-template-columns:1fr}
 .steps{grid-template-columns:1fr}
 .frow{grid-template-columns:1fr}
 section{padding:54px 0}
 footer .top{grid-template-columns:1fr}
}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.skip{position:absolute;left:-9999px;top:0;background:#fff;color:var(--navy);padding:10px 16px;z-index:100}
.skip:focus{left:10px;top:10px}

/* YouTube lite embeds (Shorts 9:16 and story 16:9) */
.yt{position:relative;border-radius:14px;overflow:hidden;background:var(--navy-xd);box-shadow:var(--shadow-lg);cursor:pointer;width:100%}
.yt-wide{aspect-ratio:16/9}
.yt-short{aspect-ratio:9/16}
.yt img{position:absolute;inset:0;width:100%;height:100%;max-height:none;object-fit:cover;display:block;border-radius:0;box-shadow:none;transition:transform .5s}
.yt:hover img,.yt:focus-visible img{transform:scale(1.04)}
.yt .play{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:72px;height:72px;border-radius:50%;background:var(--gold);display:flex;align-items:center;justify-content:center;box-shadow:0 8px 30px rgba(0,0,0,.35);transition:transform .2s}
.yt:hover .play{transform:translate(-50%,-50%) scale(1.08)}
.yt-short .play{width:56px;height:56px}
.yt .play svg{width:30px;height:30px;fill:#fff;margin-left:4px}
.yt-short .play svg{width:24px;height:24px}
.yt .cap{position:absolute;left:0;right:0;bottom:0;padding:48px 16px 16px;color:#fff;font-family:var(--font-h);font-weight:600;line-height:1.3;background:linear-gradient(transparent,rgba(0,29,58,.9))}
.yt iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.shorts-grid{display:grid;gap:22px;grid-template-columns:repeat(4,1fr);margin-top:40px}
.shorts-grid.shorts-2{grid-template-columns:repeat(2,1fr);margin-top:0}
.shorts-grid.shorts-1{grid-template-columns:1fr;max-width:320px;margin:0 auto}
.video-sec .split{align-items:center}
.navy-sec .lead{color:#c9d6e3}
.navy-sec .btn-outline{border-color:#fff;color:#fff}
.navy-sec .btn-outline:hover{background:#fff;color:var(--navy)}
@media(max-width:980px){.shorts-grid{grid-template-columns:repeat(2,1fr)}.shorts-grid.shorts-2{max-width:520px}}
@media(max-width:600px){.shorts-grid,.shorts-grid.shorts-2{grid-template-columns:repeat(2,1fr);gap:12px}.shorts-grid.shorts-1{max-width:260px}.yt .cap{font-size:.85rem;padding:36px 10px 10px}}
#videos .btn-row{justify-content:center}

/* ===== premium pass ===== */
:root{--font-h:'Plus Jakarta Sans',system-ui,sans-serif;--radius:12px;--shadow:0 2px 10px rgba(1,42,82,.06);--shadow-lg:0 18px 50px rgba(1,42,82,.16)}
h1,h2,h3,h4{letter-spacing:-.022em}
h1{font-size:clamp(2.2rem,4.8vw,3.5rem);line-height:1.08}
h2{font-size:clamp(1.7rem,3.1vw,2.5rem);line-height:1.12}
section{padding:88px 0}
.kicker{font-size:.74rem;letter-spacing:.18em;margin-bottom:14px}
.lead{font-size:1.15rem;line-height:1.6}
.btn{border-radius:10px;letter-spacing:-.005em}
.card{box-shadow:none;border-color:#e6ebf1;padding:32px}
.card[data-href]:hover{box-shadow:var(--shadow-lg);border-color:#d6dee8;transform:translateY(-3px)}
.card .ic{background:#fbf4e8;color:var(--gold);border-radius:12px}
.step{box-shadow:none}
.t-card{box-shadow:none}
.faq details{box-shadow:none}
.hero .wrap{padding-top:96px;padding-bottom:96px}
.hero .scrim{background:linear-gradient(100deg,rgba(0,29,58,.96) 30%,rgba(1,54,104,.72) 62%,rgba(1,54,104,.35))}
.hero p.sub{font-size:1.18rem;line-height:1.6}
.hero .proof{margin-top:38px}
.hero .btn-row{gap:12px}
.hero .btn{padding:14px 24px;font-size:.98rem}
.nav ul a{font-size:.94rem;font-weight:600}
.nav .cta .btn{padding:12px 22px}
/* hero video */
.hero-grid{grid-template-columns:1.02fr .98fr;gap:18px 60px;grid-template-areas:"text video" "proof video";align-items:center}
.hero-text{grid-area:text}
.hero-video{grid-area:video;align-self:center}
.hero .proof{grid-area:proof;margin-top:10px;gap:10px 22px}
.hero .proof span{display:inline-flex;align-items:center;gap:7px;white-space:nowrap}
.hero .proof svg{width:16px;height:16px;fill:var(--gold);flex:none}
.hero .proof img{height:26px}
.sub-short{display:none}
.hero-video .yt{border:1px solid rgba(255,255,255,.18);box-shadow:0 30px 80px rgba(0,0,0,.45);border-radius:16px}
.hero-video .cap{font-size:.95rem}
.hero-more{display:inline-block;margin-top:14px;color:#c9d6e3;font-size:.9rem;font-weight:600}
.hero-more:hover{color:#fff}
/* mega menu */
.sub-toggle{display:none}
.nav ul.menu>li.mobile-cta{display:none}
.nav ul.menu>li>a{white-space:nowrap}
.has-mega{position:static}
.nav ul.menu>li{padding:17px 0;display:flex;align-items:center}
.nav ul.menu>li.open>.dd,.nav ul.menu>li.open>.mega{display:block}
.dd{top:100%}
.mega{position:absolute;left:0;right:0;top:100%;background:#fff;border-top:1px solid var(--line);box-shadow:0 30px 60px rgba(1,42,82,.18);display:none;z-index:70}
.has-mega:hover .mega,.has-mega:focus-within .mega{display:block}
.mega-in{max-width:var(--max);margin:0 auto;padding:30px 22px 34px;display:grid;grid-template-columns:1fr 1.6fr 1fr;gap:40px}
.mega .mh{font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-l);margin-bottom:12px;font-weight:700;font-family:var(--font-h)}
.mega .mcol a{display:block;font-weight:500!important;font-size:.95rem!important;padding:7px 0!important;border-radius:0;color:var(--ink)}
.mega .mcol a:hover{background:none;color:var(--gold)}
.mega .mcol a span{color:var(--slate-l);font-size:.8rem;margin-left:6px}
.mega .two{columns:2;column-gap:28px}
.mega .mcol a.all{margin-top:10px;font-weight:700!important;color:var(--navy)}
.mega .mfeat{background:linear-gradient(135deg,var(--navy-xd),var(--navy));border-radius:14px;padding:26px;color:#fff}
.mega .mfeat .mh-feat{color:#fff;text-transform:none;letter-spacing:-.01em;font-size:1.2rem;margin:6px 0 8px}
.mega .mfeat p{color:#c9d6e3;font-size:.9rem;margin-bottom:16px}
.mega .mfeat .btn{padding:12px 18px;font-size:.9rem}
.mega-guides .mega-in{grid-template-columns:1fr 2fr}
.mega .gcards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.mega .gcard{display:block!important;padding:0!important}
.mega .gcard img{border-radius:10px;width:100%;height:auto;margin-bottom:8px;border:1px solid var(--line)}
.mega .gcard span{font-weight:600;font-size:.9rem;line-height:1.35;display:block;color:var(--navy)}
.mega .gcard:hover span{color:var(--gold)}
/* modal */
.modal{position:fixed;inset:0;z-index:100;display:flex;align-items:center;justify-content:center;padding:20px}
.modal[hidden]{display:none}
.modal-bg{position:absolute;inset:0;background:rgba(0,19,40,.72);backdrop-filter:blur(3px)}
.modal-box{position:relative;width:100%;max-width:640px;max-height:92vh;overflow:auto;border-radius:18px;box-shadow:0 40px 100px rgba(0,0,0,.5);animation:pop .22s ease-out}
@keyframes pop{from{opacity:0;transform:translateY(14px) scale(.98)}to{opacity:1;transform:none}}
.modal-form{border:0;padding:40px}
.modal-form h3{font-size:1.6rem;margin-bottom:6px}
.modal-x{position:absolute;right:14px;top:10px;z-index:2;background:none;border:0;font-size:2rem;line-height:1;color:var(--slate-l);cursor:pointer;padding:6px 10px}
.modal-x:hover{color:var(--navy)}
body.modal-open{overflow:hidden}
/* guides index */
.guides-hero{background:linear-gradient(120deg,var(--navy-xd),var(--navy));color:#fff;padding:70px 0 60px}
.guides-hero h1{color:#fff}
.guides-hero .sub{color:#c9d6e3;font-size:1.15rem;margin-top:16px;max-width:560px}
.gh-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}
.gsearch{position:relative}
.gsuggest{position:absolute;left:0;right:0;top:calc(100% - 34px);background:#fff;border-radius:14px;box-shadow:0 30px 70px rgba(0,19,40,.35);overflow:hidden;z-index:40;text-align:left}
.gsuggest[hidden]{display:none}
.gs-item{display:flex;gap:14px;align-items:center;padding:10px 14px;border-bottom:1px solid var(--line);color:var(--ink)}
.gs-item img{width:96px;height:54px;object-fit:cover;border-radius:8px;flex:none}
.gs-item b{display:block;font-family:var(--font-h);font-weight:600;font-size:.98rem;line-height:1.3;color:var(--navy)}
.gs-item small{display:block;color:var(--slate-l);font-size:.8rem;margin-top:2px}
.gs-item mark{background:rgba(185,132,42,.18);color:inherit;border-radius:3px;padding:0 1px}
.gs-item.on,.gs-item:hover{background:var(--cream)}
.gs-all{display:block;width:100%;border:0;background:var(--navy);color:#fff;font-family:var(--font-h);font-weight:700;padding:13px;cursor:pointer;font-size:.92rem}
.gs-all:hover{background:var(--navy-d)}
.gs-empty{padding:16px;color:var(--slate);font-size:.95rem}
.gsearch input{position:relative;z-index:41}
@media(max-width:600px){.gs-item img{width:72px;height:40px}.gsuggest{top:calc(100% - 30px)}}
.gsearch input{width:100%;padding:20px 24px;border-radius:14px;border:0;font-size:1.05rem;font-family:var(--font-b);box-shadow:0 20px 50px rgba(0,0,0,.3)}
.gsearch input:focus{outline:3px solid var(--gold)}
.gsearch .hint{color:#9fb3c8;font-size:.85rem;margin-top:12px}
.sr{position:absolute;left:-9999px}
.gsearch .hint a{color:#fff;text-decoration:underline}
.guides-hero .byline{margin-top:22px}
.guides-hero .byline b a{color:#fff}
.guides-hero .byline span{color:#9fb3c8}
.qgroup{padding:44px 0 10px}
.qgroup h2{font-size:1.5rem;margin-bottom:18px}
.qlist{padding-left:0;list-style:none;counter-reset:q}
.qlist li{counter-increment:q;padding:12px 0 12px 48px;border-bottom:1px solid var(--line);position:relative;font-size:1.02rem}
.qlist li::before{content:counter(q);position:absolute;left:0;top:12px;width:32px;text-align:right;color:var(--slate-l);font-family:var(--font-h);font-weight:700;font-size:.9rem}
.qlist li a{color:var(--navy);font-weight:600}
.qlist li a:hover{color:var(--gold)}
.qlist .qg{display:block;font-size:.82rem;color:var(--slate-l);margin-top:2px}
.guides-sec{padding-top:40px}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{display:inline-block;border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:999px;padding:9px 16px;font-family:var(--font-h);font-weight:600;font-size:.88rem;cursor:pointer;transition:.15s}
.chip:hover{border-color:var(--navy)}
.chip.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.gcount{margin-top:22px;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate-l);font-weight:700}
.guides-grid{margin-top:26px}
.gcard-l{padding:0;overflow:hidden;display:flex;flex-direction:column}
.gcard-l .cover{display:block;border-bottom:1px solid var(--line)}
.gcard-l .cover img{width:100%;height:auto;display:block;transition:transform .5s}
.gcard-l:hover .cover img{transform:scale(1.03)}
.gcard-l .kicker{margin:22px 26px 6px;font-size:.7rem}
.gcard-l h3{margin:0 26px 10px;font-size:1.15rem;line-height:1.3}
.gcard-l h3 a{color:var(--navy)}
.gcard-l p{margin:0 26px;font-size:.93rem}
.gcard-l .byline{margin:auto 26px 22px;padding-top:16px}
.gcard-l[hidden]{display:none}
.gempty{text-align:center;padding:60px 0;color:var(--slate)}
/* ===== premium footer ===== */
footer{border-top:3px solid var(--gold);background:var(--navy-xd);background-image:radial-gradient(800px 300px at 90% 0%,rgba(10,74,134,.35),transparent 60%)}
footer .ftr-top{display:grid;grid-template-columns:1.5fr .9fr .9fr 1.25fr;gap:40px;padding:60px 22px 44px}
footer .ftr-brand p{font-size:.92rem;line-height:1.6;color:#a9bccd;max-width:360px}
@media(min-width:981px){.nav .cta{display:flex;align-items:center;gap:10px;flex:none}}.nav .cta .btn{white-space:nowrap}
.nav .cta .btn-show{border-color:var(--navy);color:var(--navy);padding:11px 16px;font-size:.9rem;white-space:nowrap}
.nav .cta .btn-show:hover{background:var(--navy);color:#fff}
@media(max-width:1400px){.nav ul.menu{gap:2px}.nav ul.menu>li>a{padding-left:11px;padding-right:11px;font-size:.96rem}.nav .cta .btn{padding:11px 16px;font-size:.88rem}}
@media(max-width:1180px){.nav .cta .btn-show{display:none}}
.guides-hero{overflow:visible;position:relative;z-index:55}
/* rental criteria */
.crit-note{margin-top:28px;background:var(--navy-xd);color:#fff;border-radius:var(--radius);padding:20px 24px;font-size:1rem;line-height:1.6}
.crit-note strong{display:block;color:#fff}
.crit-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:44px;align-items:start}
.crit-list{list-style:none;margin:28px 0 0;padding:0}
.crit-list li{display:flex;gap:18px;align-items:flex-start;padding:20px 0;border-top:1px solid var(--line)}
.crit-list li:last-child{border-bottom:1px solid var(--line)}
.crit-list .tl-n{position:static;flex:none;width:42px;height:42px;border-radius:12px;background:#fff;border:1.5px solid var(--gold);color:var(--gold);font-family:var(--font-h);font-weight:700;font-size:.88rem;display:flex;align-items:center;justify-content:center}
.crit-list h3{font-size:1.08rem;margin:2px 0 6px}
.crit-list p{margin:0;color:var(--ink);font-size:.98rem;line-height:1.6}
.crit-side{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--radius);padding:28px 26px;position:sticky;top:110px}
.crit-side h2{font-size:1.5rem;margin-bottom:16px}
.crit-rej{list-style:none;margin:0;padding:0}
.crit-rej li{position:relative;padding:9px 0 9px 22px;border-bottom:1px solid #f0ece3;font-size:.95rem;color:var(--ink);line-height:1.45}
.crit-rej li::before{content:"";position:absolute;left:2px;top:17px;width:8px;height:8px;border-radius:50%;background:var(--gold)}
.crit-imp{margin-top:20px;background:var(--cream);border-radius:12px;padding:16px 18px;font-size:.9rem;color:var(--slate)}
.crit-imp strong{display:block;color:var(--navy);margin-bottom:6px}
.crit-imp p{margin:0 0 8px}.crit-imp p:last-child{margin:0}
@media(max-width:980px){.crit-grid{grid-template-columns:1fr;gap:30px}.crit-side{position:static}}
.guides-hero::after{right:0;bottom:0;width:320px;height:320px}
.gsearch{position:relative;z-index:60}
.gsearch .gs-box{z-index:70}
@media(max-width:600px){.phero .btn-row{flex-direction:column;gap:10px}.phero .btn-row .btn{width:100%;text-align:center}}
.nav ul.menu>li.mobile-cta>a.btn{padding:15px 18px;border-radius:12px;text-align:center;font-size:1rem}
.nav ul.menu>li.mobile-cta>a.btn-outline{border:1.5px solid var(--navy);color:var(--navy);background:#fff}
.mobile-cta .btn+.btn{margin-top:10px}
.timeline.show-steps{grid-template-columns:repeat(3,1fr);gap:36px;margin-top:40px}
.timeline.show-steps h3{color:var(--navy);font-size:1.15rem}
.timeline.show-steps p{color:var(--slate);font-size:.97rem}
.timeline.show-steps .tl-n{background:#fff;border-color:var(--gold);color:var(--gold)}
.timeline.show-steps::before{background:var(--line)}
.show-note{margin-top:14px;color:#c9d6e3;font-size:.92rem}
@media(max-width:980px){.timeline.show-steps{grid-template-columns:1fr;gap:0}}
.social{display:flex;gap:8px;align-items:center}
.soc{display:inline-flex;align-items:center;justify-content:center;border-radius:50%;border:1px solid rgba(255,255,255,.22);color:#cfdae6;transition:.18s;flex:none}
.soc svg{fill:currentColor;display:block}
.soc:hover{background:var(--gold);border-color:var(--gold);color:#fff;transform:translateY(-1px)}
.social-sm .soc{width:28px;height:28px}.social-sm svg{width:13px;height:13px}
.social-lg{margin-top:20px;gap:10px}.social-lg .soc{width:42px;height:42px;border-color:rgba(255,255,255,.18)}.social-lg svg{width:18px;height:18px}
.util .wrap{justify-content:flex-start;gap:18px}.util .ulinks{margin-left:auto}.usocial{display:flex}
@media(max-width:760px){.usocial{display:none}}
footer .ftr-social{display:flex;gap:10px;margin-top:18px;flex-wrap:wrap}
footer .ftr-social a{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(255,255,255,.16);border-radius:999px;padding:8px 14px 8px 10px;font-size:.84rem;font-weight:600;color:#dbe5ef}
footer .ftr-social a:hover{border-color:var(--gold);color:#fff}
footer .ftr-social svg{width:16px;height:16px;fill:var(--gold)}
footer .ftr-h{color:#fff;font-family:var(--font-h);font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;margin-bottom:14px}
footer .ftr-col li{margin-bottom:10px;font-size:.92rem}
footer .ftr-contact{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:24px}
footer .ftr-contact .row{display:flex;gap:12px;align-items:flex-start;color:#dbe5ef;font-size:.92rem;line-height:1.5;margin-bottom:12px}
footer .ftr-contact .row svg{width:18px;height:18px;fill:var(--gold);flex:none;margin-top:3px}
footer .ftr-contact .btn{display:block;text-align:center;margin-top:16px;padding:13px 16px;font-size:.92rem}
footer .ftr-re{margin-top:14px;font-size:.86rem}
footer .ftr-re a{color:#a9bccd}
footer .legal{border-top:1px solid rgba(255,255,255,.1);padding:22px 0 24px;font-size:.78rem;color:#7d92a6}
footer .legal .wrap{display:grid;grid-template-columns:1fr auto;gap:12px 32px;align-items:center}
footer .legal .legal-links{display:flex;flex-wrap:wrap;gap:4px 16px;justify-content:flex-end}
footer .legal .legal-links a{color:#9fb3c8}
footer .legal .legal-links a:hover{color:#fff}
footer .ftr-badges{height:24px;width:auto;opacity:.7;justify-self:start}
footer .legal-credit{justify-self:end;color:#7d92a6}
footer .legal-credit a{color:#c9d6e3;font-weight:600;border-bottom:1px solid rgba(255,255,255,.25)}
footer .legal-credit a:hover{color:#fff;border-color:#fff}
@media(max-width:980px){
 footer .ftr-top{grid-template-columns:1fr 1fr;gap:30px;padding:48px 22px 36px}
 footer .ftr-brand{grid-column:1/-1}
 footer .ftr-contact{grid-column:1/-1}
 footer .legal .wrap{grid-template-columns:1fr;gap:10px}
 footer .legal .legal-links{justify-content:flex-start}
 footer .legal-credit{justify-self:start}
}
@media(max-width:600px){
 footer .ftr-top{gap:26px 18px;padding:40px 22px 30px}
 footer .ftr-brand img.flogo{height:52px}
 footer .ftr-col li{font-size:.9rem;margin-bottom:9px}
 footer .legal{text-align:left}
 .sub-long{display:none}
 .sub-short{display:inline}
 .hero p.sub{font-size:1.02rem;margin-top:12px;color:#c9d6e3}
 .hero .btn-row{display:none}
 .hero-video .play{width:46px;height:46px;left:auto;right:14px;top:auto;bottom:14px;transform:none}
 .hero-video .yt:hover .play{transform:none}
 .hero-video .play svg{width:20px;height:20px;margin-left:3px}
 .hero-video .cap{padding-right:76px}
 .hero-grid{gap:16px}
 .hero p.sub{margin-bottom:4px}
 .hero .btn-ghost{background:none;border:0;color:#dbe5ef;padding:10px 0;font-weight:600;text-decoration:underline;text-decoration-color:rgba(255,255,255,.35);text-underline-offset:4px;font-size:.95rem}
 .hero .btn-ghost:hover{color:#fff}
 .hero-more{display:none}
 .hero-grid{gap:18px}
 .hero .proof{display:flex;flex-direction:column;align-items:center;gap:4px;font-size:.76rem;letter-spacing:.02em;color:#9fb3c8;margin-top:2px}
 .hero .proof svg{display:none}
 .hero .proof span{white-space:nowrap!important}
 .hero .proof span:nth-child(3){display:none}
 .hero .proof span+span::before{content:none}
 .hero .proof img{display:none}
 .hero .wrap{padding-top:34px;padding-bottom:36px}
 .hero h1{font-size:clamp(1.8rem,7.6vw,2.4rem)}
 .hero-video .yt{border-radius:12px}
 .hero-video .cap{font-size:.82rem;padding:34px 12px 11px}
}
/* how it works timeline */
.steps-sec .lead{color:#c9d6e3}
.timeline{list-style:none;display:grid;grid-template-columns:repeat(5,1fr);gap:28px;margin:52px 0 0;padding:0;position:relative}
.timeline::before{content:"";position:absolute;left:22px;right:22px;top:22px;height:1px;background:rgba(255,255,255,.18)}
.timeline li{position:relative;padding-top:66px}
.tl-n{position:absolute;left:0;top:0;width:44px;height:44px;border-radius:50%;background:var(--navy-xd);border:1.5px solid var(--gold);color:var(--gold);font-family:var(--font-h);font-weight:700;font-size:.9rem;display:flex;align-items:center;justify-content:center;letter-spacing:.04em}
.timeline h3{color:#fff;font-size:1.05rem;margin-bottom:8px}
.timeline p{color:#c9d6e3;font-size:.92rem;line-height:1.55;margin:0}
.steps-sec .btn-row{margin-top:40px}
@media(max-width:980px){
 .timeline{grid-template-columns:1fr;gap:0;margin-top:30px}
 .timeline::before{left:21px;top:0;bottom:0;right:auto;width:1px;height:auto}
 .timeline li{padding:0 0 28px 64px}
 .timeline li:last-child{padding-bottom:4px}
 .tl-n{top:-2px}
}
/* analysis section */
.analysis-sec .split{align-items:start}
.analysis-sec .form{box-shadow:0 14px 40px rgba(1,42,82,.08);border-top:3px solid var(--gold)}
.analysis-sec .form h3{font-size:1.35rem}
.analysis-sec .trust{margin-top:22px;color:var(--slate);font-size:.95rem}
.analysis-sec .trust a{font-weight:700}
@media(max-width:600px){.analysis-sec .form{padding:26px 20px}.analysis-sec .frow{grid-template-columns:1fr}}
/* lean home */
.svcs-split{grid-template-columns:1fr 1.1fr;gap:56px;align-items:center;margin-top:0}
.svcs{display:grid;grid-template-columns:1fr;gap:0;margin:0;border-top:1px solid #d9e0e8}
.svc{display:flex;align-items:center;gap:14px;padding:13px 6px 13px 0;border-bottom:1px solid #d9e0e8;color:var(--navy);transition:.18s}
.svc .ic{width:36px;height:36px;flex:none;border-radius:9px;background:#fff;border:1px solid var(--line);color:var(--navy);display:flex;align-items:center;justify-content:center;transition:.18s}
.svc .ic svg{width:20px;height:20px;display:block}
.svc-h{font-family:var(--font-h);font-weight:700;font-size:1.02rem;flex:1}
.svc-arrow{color:var(--slate-l);opacity:0;transform:translateX(-6px);transition:.18s}
.svc:hover{padding-left:6px}
.svc:hover .ic{background:var(--navy);color:#fff;border-color:var(--navy)}
.svc:hover .svc-arrow{opacity:1;transform:none;color:var(--gold)}
.svcs-sec .btn-row{margin-top:26px}
.areas-strip{margin-top:22px;font-size:.95rem;color:var(--slate)}
.areas-strip span{font-weight:700;color:var(--navy)}
.areas-strip a{font-weight:600}
.contact-lines{display:flex;flex-direction:column;gap:8px;margin-top:26px;padding-top:20px;border-top:1px solid var(--line);font-size:.95rem;color:var(--slate)}
.contact-lines a{font-weight:700;color:var(--navy)}
@media(max-width:980px){.svcs-split{grid-template-columns:1fr;gap:28px}}
@media(max-width:600px){.svc{padding:11px 4px 11px 0}.svc-arrow{opacity:1;transform:none}}
/* services list grid (legacy rules kept below) */
.svc .num{display:block;font-family:var(--font-h);font-size:.72rem;letter-spacing:.16em;color:var(--gold);font-weight:700;margin-bottom:12px}
.svc-top{display:flex;align-items:center;gap:14px}
.svc .ic{width:40px;height:40px;flex:none;border-radius:10px;background:#fff;border:1px solid var(--line);color:var(--navy);display:flex;align-items:center;justify-content:center;transition:.18s}
.svc .ic svg{width:22px;height:22px;display:block}
.svc-h{display:block;font-family:var(--font-h);font-weight:700;color:var(--navy);font-size:1.08rem;line-height:1.25}
.svc-d{display:block;color:var(--slate);font-size:.93rem;line-height:1.55;margin:12px 0 0 54px}
.svc-more{display:inline-block;margin:10px 0 0 54px;font-weight:700;font-size:.86rem;color:var(--navy);opacity:0;transform:translateX(-4px);transition:.18s}
.svc:hover .svc-more{opacity:1;transform:none}
.svc:hover .ic{background:var(--navy);color:#fff;border-color:var(--navy)}
.svc:hover .svc-h{color:var(--gold)}
.svcs-sec .btn-row{margin-top:36px}
/* problems -> what changes */
.pains{display:grid;grid-template-columns:repeat(3,1fr);gap:40px 36px;margin-top:44px}
.pain{border-top:2px solid var(--line);padding-top:24px;position:relative}
.pain::before{content:"";position:absolute;left:0;top:-2px;width:44px;height:2px;background:var(--gold)}
.pain .ic{width:44px;height:44px;border-radius:12px;background:#fbf4e8;color:var(--gold);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.pain .ic svg{width:24px;height:24px}
.pain h3{font-size:1.15rem;margin-bottom:8px}
.pain .was{color:var(--slate-l);font-size:.95rem;line-height:1.55;margin-bottom:12px}
.pain .now{display:flex;gap:9px;align-items:flex-start;color:var(--ink);font-size:.97rem;line-height:1.55;font-weight:500}
.pain .now svg{width:18px;height:18px;fill:var(--gold);flex:none;margin-top:3px}
.pains-sec .btn-row{margin-top:40px}
@media(max-width:980px){.pains{grid-template-columns:1fr 1fr;gap:30px 26px}}
@media(max-width:600px){.pains{grid-template-columns:1fr;gap:26px;margin-top:30px}.pains-sec .btn-row{margin-top:28px}}
.pagination{display:flex;flex-wrap:wrap;gap:6px;justify-content:center;align-items:center;margin-top:40px}
.pagination a,.pagination span{display:inline-block;min-width:40px;padding:10px 12px;text-align:center;border:1px solid var(--line);border-radius:8px;font-family:var(--font-h);font-weight:600;font-size:.9rem;color:var(--navy);background:#fff}
.pagination a:hover{border-color:var(--navy)}
.pagination .pg-cur{background:var(--navy);color:#fff;border-color:var(--navy)}
.pagination .pg-gap{border:0;background:none;min-width:auto;color:var(--slate-l)}
.pagination .off{color:var(--slate-l);background:var(--cream)}
.pagination .pg-prev,.pagination .pg-next{padding:10px 16px}

/* byline + article */
.byline{display:flex;align-items:center;gap:12px;font-size:.9rem;color:var(--slate)}
.byline img{border-radius:50%;object-fit:cover;flex:none}
.byline b a{color:var(--navy)}
.byline span{display:block;font-size:.83rem;color:var(--slate-l)}
.byline.mini{gap:9px}
.byline.mini span{display:inline;font-size:.82rem}
.art-hero{padding:48px 0 34px;border-bottom:1px solid var(--line)}
.art-hero h1{max-width:900px;font-size:clamp(1.9rem,3.8vw,2.9rem);margin-bottom:22px}
.art-sec{padding-top:44px}
.prose .content-hero{border-radius:14px;margin-bottom:34px;box-shadow:var(--shadow-lg);width:100%;height:auto}
.prose p,.prose li{font-size:1.06rem;line-height:1.75;color:#2a3744}
.prose p{margin-bottom:18px}
.prose ul,.prose ol{margin:0 0 20px 22px}
.prose li{margin-bottom:8px}
.prose h2{font-size:1.55rem;margin:40px 0 14px}
.prose a{text-decoration:underline;text-decoration-color:rgba(192,125,23,.5);text-underline-offset:3px}
.prose a:hover{color:var(--gold)}
.prose .see-also{font-size:.95rem;color:var(--slate);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:12px 0;margin:22px 0}
.prose .takeaway{background:var(--cream);border-left:4px solid var(--gold);padding:18px 22px;border-radius:0 12px 12px 0;margin:30px 0}
.prose .faq{margin:20px 0 0;max-width:none}
.prose .faq summary{font-size:1rem}
.prose .faq .a p{font-size:.98rem}
.cta-inline{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;background:linear-gradient(120deg,var(--navy-xd),var(--navy));color:#fff;border-radius:16px;padding:30px 34px;margin:36px 0}
.cta-inline h3{color:#fff;margin-bottom:6px;font-size:1.3rem}
.cta-inline p{color:#c9d6e3;font-size:.95rem;margin:0}
.cta-inline .kicker{margin-bottom:6px}
.svc-links{margin:40px 0 0;padding-top:28px;border-top:1px solid var(--line)}
.svc-links h3{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-l);margin-bottom:14px}
.svc-links .chip{text-decoration:none}
.author-box{display:grid;grid-template-columns:96px 1fr;gap:26px;align-items:start;background:var(--cream);border-radius:16px;padding:32px;margin-top:44px}
.author-box img{border-radius:50%;object-fit:cover;width:96px;height:96px}
.author-box h3{margin-bottom:2px;font-size:1.3rem}
.author-box .role{color:var(--slate-l);font-size:.88rem;margin-bottom:10px}
.author-box p{font-size:.97rem}
.author-box .btn-row{margin-top:18px}
.short-answer{max-width:860px;margin-top:22px;background:var(--cream);border-left:4px solid var(--gold);border-radius:0 12px 12px 0;padding:18px 22px}
.short-answer .kicker{margin-bottom:6px;font-size:.7rem}
.short-answer p{font-size:1.08rem;line-height:1.6;color:var(--ink);margin:0}
.short-answer .answers{margin-top:14px;padding-top:12px;border-top:1px solid var(--line)}
.short-answer .answers .kicker{margin-bottom:6px;font-size:.66rem;color:var(--slate-l)}
.short-answer .answers ul{margin:0 0 0 18px;padding:0}
.short-answer .answers li{font-size:.92rem;color:var(--slate);margin:2px 0}
.art-side .author-card{text-align:left;padding:26px}
.art-side .author-card img{border-radius:50%;width:72px;height:72px;object-fit:cover;margin-bottom:14px}
.art-side .author-card .kicker{margin-bottom:4px;font-size:.68rem}
.art-side .author-card h3{font-size:1.15rem;margin-bottom:2px}
.art-side .author-card .role{font-size:.82rem;color:var(--slate-l);margin-bottom:10px}
.art-side .author-card .bio{font-size:.88rem;color:var(--slate);line-height:1.55}
.art-side .author-card a.more{display:inline-block;margin-top:10px;font-weight:700;font-size:.88rem}
.art-side .toc li a{color:var(--slate);font-size:.9rem;display:block;padding:3px 0;border-left:2px solid var(--line);padding-left:12px}
.art-side .toc li a:hover{color:var(--navy);border-color:var(--gold)}
.art-side .toc li{margin:0}
.art-side .cta-mini .call{margin-top:12px;font-size:.85rem;color:#c9d6e3}
.art-side .cta-mini .call a{color:#fff;font-weight:700}
@media(max-width:980px){
 .hero-grid{grid-template-columns:minmax(0,1fr);gap:26px;grid-template-areas:"text" "video" "proof"}
 .hero-text,.hero-video,.hero .proof{min-width:0;max-width:100%}
 .hero .wrap{padding-top:44px;padding-bottom:44px}
 .hero .kicker{font-size:.68rem;letter-spacing:.14em}
 .hero h1{font-size:clamp(1.9rem,8vw,2.6rem);line-height:1.1}
 .hero p.sub{font-size:1rem;line-height:1.55;margin-top:14px}
 .hero .btn-row{flex-direction:column;gap:10px;margin-top:22px}
 .hero .btn{width:100%;padding:15px 18px}
 .hero-video .cap{font-size:.85rem;padding:36px 12px 12px}
 .hero-more{margin-top:10px;font-size:.85rem}
 .hero .proof{margin-top:0;gap:8px 14px;font-size:.82rem;color:#c9d6e3}
 .hero .proof span{white-space:normal}
 .hero .proof img{height:22px;width:auto;flex-basis:100%;margin-top:4px}
 .nav ul.menu{top:var(--hdr-bottom,116px);padding:8px 18px 30px}
 .nav ul.menu>li{display:block;padding:0;border-bottom:1px solid var(--line)}
 .nav ul.menu>li>a{display:block;padding:15px 44px 15px 6px;font-size:1.08rem;border:0}
 .has-dd>a::after{content:""}
 .sub-toggle{display:block;position:absolute;right:0;top:6px;width:44px;height:44px;border:0;background:none;cursor:pointer;color:var(--navy)}
 .sub-toggle::before{content:"";display:block;width:10px;height:10px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);margin:14px auto 0;transition:.2s}
 .has-dd.open .sub-toggle::before{transform:rotate(-135deg);margin-top:20px}
 .nav ul.menu>li{position:relative}
 .mega .mh{margin:12px 0 6px}
 .mega .mcol a,.dd a{padding:9px 6px 9px 14px!important;font-size:1rem!important;border-bottom:1px solid #f0f3f7}
 .dd{padding:0 0 10px}
 .nav ul.menu>li.mobile-cta{display:block;margin:18px 0 0;padding:0 6px;border:0}
 .mobile-cta .btn{display:block;text-align:center}
 body.menu-open{overflow:hidden}
 .burger.is-open rect:nth-child(1){transform:translateY(8.5px) rotate(45deg);transform-origin:center}
 .burger.is-open rect:nth-child(2){opacity:0}
 .burger.is-open rect:nth-child(3){transform:translateY(-8.5px) rotate(-45deg);transform-origin:center}
 .burger rect{transition:.2s}
 .mega,.dd{position:static;box-shadow:none;border:0;display:none}
 .has-dd.open>.dd,.has-dd.open>.mega{display:block}
 .mega-in,.mega-guides .mega-in{grid-template-columns:1fr;gap:18px;padding:6px 0 14px 14px}
 .mega .two{columns:1}
 .mega .mfeat,.mega .gcards{display:none}
 .nav ul.menu>li>a{position:relative}
 .has-dd>a::after{position:absolute;right:12px}
 .gh-grid{grid-template-columns:1fr;gap:28px}
 .cta-inline{grid-template-columns:1fr}
 .author-box{grid-template-columns:1fr}
}
@media(max-width:600px){
 .art-hero{padding:30px 0 24px}
 .modal-form{padding:28px 22px}
 .guides-hero{padding:48px 0 40px}
}
/* ===== premium CTAs ===== */
:root{--gold:#b9842a;--gold-d:#9f6f1f}
.btn{border-radius:9px;font-weight:700;letter-spacing:.005em;padding:15px 28px}
.btn-gold{background:linear-gradient(180deg,#c48f33,#ad7a22);color:#fff;box-shadow:0 8px 22px rgba(173,122,34,.22);border-color:transparent}
.btn-gold:hover{background:linear-gradient(180deg,#b98429,#9f6f1f);transform:translateY(-1px);box-shadow:0 12px 26px rgba(173,122,34,.28)}
.btn-outline{border-width:1.5px}
.cta-inline{background:#fff;color:var(--ink);border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:14px;padding:30px 34px;box-shadow:0 10px 30px rgba(1,42,82,.06)}
.cta-inline h3{color:var(--navy)}
.cta-inline p{color:var(--slate)}
.art-side .cta-mini{background:#fff;color:var(--ink);border:1px solid var(--line);border-top:3px solid var(--gold);box-shadow:0 10px 30px rgba(1,42,82,.06)}
.art-side .cta-mini h3{color:var(--navy)}
.art-side .cta-mini p{color:var(--slate)}
.art-side .cta-mini .call{color:var(--slate)}
.art-side .cta-mini .call a{color:var(--navy)}
.mega .mfeat{background:var(--cream);color:var(--ink);border:1px solid var(--line)}
.mega .mfeat .mh-feat{color:var(--navy)}
.mega .mfeat p{color:var(--slate)}
.cta-band{background:var(--navy-xd);background-image:radial-gradient(900px 400px at 20% 0%,rgba(10,74,134,.55),transparent 60%)}
.navy-sec{background:var(--navy-xd);background-image:radial-gradient(900px 500px at 80% 0%,rgba(10,74,134,.5),transparent 60%)}
.hero{background:var(--navy-xd)}
.sticky-cta .analysis{background:linear-gradient(180deg,#c48f33,#ad7a22)}
.short-answer{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold)}
/* ===== identity: editorial serif headings, warm palette, signature marks ===== */
:root{--font-d:'Newsreader',Georgia,'Times New Roman',serif;--cream:#f6f2ea;--line:#e6e0d4;--gold:#b08a3e;--gold-d:#96742f}
h1,h2{font-family:var(--font-d);font-weight:500;letter-spacing:-.012em;line-height:1.06;font-variation-settings:"opsz" 72}
h1{font-size:clamp(2.5rem,5.2vw,4rem)}
h2{font-size:clamp(2rem,3.6vw,2.9rem)}
.hero h1{font-weight:500}
.art-hero h1{font-size:clamp(2.1rem,4.2vw,3.2rem);font-weight:500}
.prose h2{font-size:1.85rem;font-weight:500}
.guides-hero h1{font-size:clamp(2.3rem,4.6vw,3.4rem)}
.kicker{color:var(--gold);font-size:.72rem;letter-spacing:.2em}
.split img.why-img,.split img.office-photo,.split img.portrait{height:auto;max-height:none;object-fit:unset;aspect-ratio:auto}
.office-photo{display:block;width:100%;border-radius:var(--radius);margin-bottom:22px;box-shadow:var(--shadow-lg)}
/* price sheet */
.plans-sec{background:var(--cream)}
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:36px}
.plan{position:relative;background:#fff;border:1px solid var(--line);border-top:3px solid var(--navy);border-radius:var(--radius);padding:28px 26px 24px}
.plan-pop{border-top-color:var(--gold);box-shadow:0 14px 40px rgba(1,42,82,.08)}
.plan-badge{position:absolute;top:-13px;left:22px;background:var(--gold);color:#fff;font-family:var(--font-h);font-weight:700;font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;padding:5px 11px;border-radius:999px}
.plan h3{font-size:1.25rem;margin:0}
.plan-for{color:var(--slate);font-size:.92rem;margin:4px 0 16px;min-height:2.6em}
.plan-fee{font-family:var(--font-d);font-size:1.05rem;color:var(--navy);margin:0 0 14px;padding-bottom:14px;border-bottom:1px solid var(--line);display:flex;align-items:baseline;gap:8px}
.plan-fee strong{font-size:2.5rem;font-weight:500;line-height:1}
.plan ul{list-style:none;padding:0;margin:0}
.plan li{padding:8px 0 8px 22px;position:relative;font-size:.93rem;color:var(--ink);border-bottom:1px solid #f0ece3;line-height:1.45}
.plan li:last-child{border-bottom:0}
.plan li::before{content:"";position:absolute;left:0;top:15px;width:10px;height:10px;border-radius:50%;background:#fbf4e8;border:1.5px solid var(--gold)}
.plan-note{margin-top:22px;color:var(--slate);font-size:.92rem;max-width:760px}
.plans-sec .btn-row{margin-top:26px}
@media(max-width:980px){.plans{grid-template-columns:1fr;gap:18px}.plan-pop{order:-1}.plan-for{min-height:0}}
/* The Perpetual Promise */
.promises{display:grid;grid-template-columns:1fr 1fr;gap:30px 40px;margin-top:40px}
.promise{border-top:2px solid var(--line);padding-top:18px;position:relative}
.promise::before{content:"";position:absolute;left:0;top:-2px;width:44px;height:2px;background:var(--gold)}
.promise h3{font-size:1.12rem;margin-bottom:8px}
.promise p{color:var(--ink);font-size:.97rem;line-height:1.6;margin:0}
.fine{margin-top:28px;color:var(--slate-l);font-size:.85rem}
@media(max-width:700px){.promises{grid-template-columns:1fr;gap:22px}}
/* homes we manage */
.homes-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:16px}
.homes-strip figure{margin:0}
.homes-strip img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:var(--radius);display:block}
.homes-strip figcaption{font-size:.85rem;color:var(--slate);margin-top:8px;font-weight:600}
@media(max-width:700px){.homes-strip{grid-template-columns:1fr 1fr;gap:12px}}
/* header: hide on scroll down, show on scroll up */
header{transition:transform .28s ease,box-shadow .28s ease}
header.hdr-hide{transform:translateY(-100%)}
header.hdr-scrolled{box-shadow:0 6px 24px rgba(1,42,82,.14)}
.portrait{display:block;width:100%;border-radius:var(--radius);margin-bottom:18px;box-shadow:var(--shadow-lg)}
.kicker::before{content:"";display:inline-block;width:22px;height:1px;background:var(--gold);margin:0 10px 4px 0;vertical-align:middle}
.center .kicker::after{content:"";display:inline-block;width:22px;height:1px;background:var(--gold);margin:0 0 4px 10px;vertical-align:middle}
.lead{font-family:var(--font-d);font-size:1.28rem;line-height:1.5;color:#3d4b5a;font-weight:400}
.hero p.sub{font-family:var(--font-d);font-size:1.3rem;line-height:1.45;color:#dbe5ef}
.short-answer p{font-family:var(--font-d);font-size:1.22rem;line-height:1.5}
.btn{font-family:var(--font-h)}
.btn-gold{background:linear-gradient(180deg,#bd9548,#a7823a)}
.btn-gold:hover{background:linear-gradient(180deg,#b08a3e,#96742f)}
.card .ic{background:#f3ebdb}
.pain .ic{background:#f3ebdb}
.cta-band,.navy-sec,.guides-hero,.hero{position:relative;overflow:hidden}
.cta-band::after,.navy-sec::after,.guides-hero::after{content:"";position:absolute;right:-40px;bottom:-60px;width:380px;height:380px;background:url(/images/mark-white.png) no-repeat center/contain;opacity:.05;pointer-events:none}
.cta-band .wrap,.navy-sec .wrap,.guides-hero .wrap{position:relative;z-index:1}
.t-card p{font-family:var(--font-d);font-size:1.12rem;font-style:italic;line-height:1.5}
.faq summary{font-family:var(--font-h)}
.timeline h3,.svc-h,.pain h3,.card h3{font-family:var(--font-h)}
.ftr-h,.mega .mh{font-family:var(--font-h)}
@media(max-width:600px){h1{font-size:clamp(2.1rem,8.4vw,2.6rem)}h2{font-size:clamp(1.75rem,6.8vw,2.2rem)}.lead{font-size:1.12rem}.hero p.sub{font-size:1.1rem}.short-answer p{font-size:1.08rem}}

/* rent or sell: four doors */
.doors-wrap .lead{max-width:720px;margin:0 0 8px}
.doors{margin-top:28px}
.doors li{padding:28px 0}
.doors h3{font-size:1.22rem;margin:4px 0 10px}
.doors p{max-width:760px}
.doors .door-fit{margin-top:10px;color:var(--muted);font-size:.95rem}
.doors .door-link{display:inline-block;margin-top:14px;font-family:var(--font-h);font-weight:700;color:#96742f;text-decoration:none;border-bottom:1.5px solid var(--gold)}
.doors .door-link:hover{color:var(--navy)}
.doors-q h3{font-size:1.08rem}
.door-short{font-size:.98rem;line-height:1.65;margin:12px 0 20px}
.exit-callout{display:flex;align-items:center;justify-content:space-between;gap:36px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--radius);padding:34px 38px}
.exit-callout h2{margin:0 0 10px;font-size:1.5rem}
.exit-callout p{margin:0;max-width:720px}
.exit-callout .btn{flex:none}
@media(max-width:860px){.exit-callout{flex-direction:column;align-items:flex-start;padding:26px}.exit-callout .btn{width:100%;text-align:center}}
/* late overrides: must win over everything above */
.guides-hero{overflow:visible}