Not sure whether to rent or sell?
A house that has sat on the market has four doors, not one. Justin Brown walks you through all four on a single call, and the right one depends on your equity, your mortgage rate and how fast you need out.
Four ways out of a house that is not moving
Most owners only hear about one or two. All four are open at Perpetual, and we tell you which one the numbers point to.
- 01
Lease it through Perpetual Property Management
Keep the house, let a tenant pay the mortgage down and sell later on your own schedule. We price it from leased comparables, place a screened tenant and handle everything after that.
Fits when the rent covers the mortgage, taxes and insurance with room to spare, and you can leave the equity in place for a few years.
Find out what it would rent for → - 02
List it on the MLS yourself through DirectList
DirectList puts your home on the MLS for a flat fee upfront and a low payment at the closing table, with explainer videos, step-by-step walkthroughs and support built in. Buyer commissions are negotiable, so you keep room to price sharply.
Fits when you are competing with a builder or a crowded street and need to price below the comps without promising a large commission.
See how DirectList works → - 03
A creative exit: owner finance, subject-to or a wraparound
Become a note lord instead of a landlord. You sell the house, the buyer takes over the payments or pays you monthly, and the mortgage stays in place. The equity and the mortgage rate dictate which of these options is open to you.
Fits when the mortgage rate is low, the equity is thin or you do not need it in cash, and the house is not moving at a price that works.
Book a discovery call → - 04
A full-service listing through Perpetual Realty Group
A broker-run listing with data-driven pricing, professional marketing and negotiation. Justin manages rentals on the same streets, so he knows what buyers and investors are paying and what the house would rent for if the sale stalls.
Fits when the house shows well, the equity is real and you want the sale handled for you from pricing to closing.
Sell with Perpetual Realty Group →
Three questions decide it
- 1
Would the rent cover the mortgage, taxes and insurance?
Yes, with room to spare: leasing keeps the equity working while the market recovers. No: the house needs to be sold or carried by someone else.
- 2
Do you need the equity in cash?
Yes: list it, with DirectList if you have to price under the builder, or with Perpetual Realty Group if you want it handled. No: a creative exit can turn the house into monthly income without a sale at a discount.
- 3
What is your mortgage rate?
A low rate is an asset. Subject-to and wraparound buyers pay for it, which is why owners with a cheap mortgage and thin equity often net more through door three than through a price cut.
Book a discovery call
One call with Justin Brown, Broker/Owner of Perpetual Realty Group, LLC and Perpetual Property Management. Bring your mortgage statement; leave with a plan.
Read more: Should I sell or rent my house? · House not selling? Renting as a backup · The accidental landlord guide